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	<title>Texas Insurance Shoppers &#187; Jay</title>
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	<link>http://www.texinsurance.org</link>
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		<title>Effects of Texas Legislative Session on Health Insurance</title>
		<link>http://www.texinsurance.org/2008/01/07/effects-of-texas-legislative-session-on-health-insurance/</link>
		<comments>http://www.texinsurance.org/2008/01/07/effects-of-texas-legislative-session-on-health-insurance/#comments</comments>
		<pubDate>Mon, 07 Jan 2008 23:27:34 +0000</pubDate>
		<dc:creator>Jay</dc:creator>
				<category><![CDATA[Health Insurance Reform]]></category>
		<category><![CDATA[Individual Health Insurance]]></category>
		<category><![CDATA[Policy]]></category>

		<guid isPermaLink="false">http://www.texinsurance.org/2008/01/07/effects-of-texas-legislative-session-on-health-insurance/</guid>
		<description><![CDATA[The Texas 80th Regular Legislative Session has now concluded. As a result of all the bills passed, only two will impact individual health insurance products. A brief description of these bills, along with actions taken by health insurance companies doing business in Texas, is provided below.
HB 1919 &#8211; This bill expands the existing mandated benefit for [...]]]></description>
			<content:encoded><![CDATA[<p>The Texas 80th Regular Legislative Session has now concluded. As a result of all the bills passed, only two will impact individual health insurance products. A brief description of these bills, along with actions taken by health insurance companies doing business in Texas, is provided below.</p>
<p><strong>HB 1919</strong> &#8211; This bill expands the existing mandated benefit for treatment of Acquired Brain Injury (ABI) to include outpatient day treatment services or other equivalent post-acute care treatment services.</p>
<p>With most companies, like Blue Cross Blue Shield of Texas, outpatient day treatment service and other post-acute care treatment services had been covered under the existing ABI benefit provisions. In order to completely comply with the new law, amendments have been developed to expand and include these services into the definition of ABI.</p>
<p><strong>HB 2548</strong> &#8211; Currently, members receive pre-existing credit for prior group, government or church coverage when purchasing an individual health policy. This bill provides the same credit for an individual policy and now allows the member to transfer credit from one individual policy to another.</p>
<p>Companies that haven&#8217;t made this change will be sending out amendments to insureds.  Some companies, like Blue Cross Blue Shield of Texas, made this administrative change already.  Blue Cross Blue Shield of Texas made the change effective July 1, 2007, prior to the passing of this bill and amendments have been developed to align the policy language to the new law/procedural change already implemented.</p>
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		<slash:comments>1</slash:comments>
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		<title>Bush Signs SCHIP Into Law</title>
		<link>http://www.texinsurance.org/2007/12/30/bush-signs-schip-into-law/</link>
		<comments>http://www.texinsurance.org/2007/12/30/bush-signs-schip-into-law/#comments</comments>
		<pubDate>Mon, 31 Dec 2007 02:57:06 +0000</pubDate>
		<dc:creator>Jay</dc:creator>
				<category><![CDATA[Health Insurance Reform]]></category>
		<category><![CDATA[Policy]]></category>

		<guid isPermaLink="false">http://www.texinsurance.org/2007/12/30/bush-signs-schip-into-law/</guid>
		<description><![CDATA[CRAWFORD, Texas &#8211; President Bush signed a temporary extension of SCHIP into law until March 31, 2009 today.&#160; Democrats wanted to bring it up for renewal sooner so it would be in discussion just before the presidential elections in 2008, but senate republicans forced a longer extension so the next president and congress will be [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.reuters.com/article/politicsNews/idUSN2951327120071229">CRAWFORD, Texas</a> &#8211; President Bush signed a temporary extension of SCHIP into law until March 31, 2009 today.&#160; Democrats wanted to bring it up for renewal sooner so it would be in discussion just before the presidential elections in 2008, but senate republicans forced a longer extension so the next president and congress will be in charge of dealing with any changes to SCHIP.</p>
<blockquote><p>The legislation also provides a 0.5 percent increase for Medicare doctors for six months, delaying a scheduled 10 percent pay cut.</p>
<p>Bush twice vetoed more ambitious earlier bills that would have expanded the children&#8217;s health program to cover about 10 million children in low and moderate income families, despite bipartisan support.</p>
<p>Bush and Democrats have been locked in a fight over budget and spending and the president said the previous bills were too costly and would push more children into government-run health care instead of private health insurance plans.</p>
</blockquote>
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		<title>Texas&#8217; Medicaid Reform Helps Poor Get Health Insurance</title>
		<link>http://www.texinsurance.org/2007/12/29/texas-medicaid-reform-health-insurance/</link>
		<comments>http://www.texinsurance.org/2007/12/29/texas-medicaid-reform-health-insurance/#comments</comments>
		<pubDate>Sun, 30 Dec 2007 04:36:53 +0000</pubDate>
		<dc:creator>Jay</dc:creator>
				<category><![CDATA[Health Insurance Reform]]></category>
		<category><![CDATA[Individual Health Insurance]]></category>

		<guid isPermaLink="false">http://www.texinsurance.org/2007/12/29/texas-medicaid-reform-health-insurance/</guid>
		<description><![CDATA[In an attempt to reduce the reliance on expensive, hospital-based care to make primary and preventive care affordable for the working poor, Texas is creating a new state-administered &#8220;Health Opportunity Pool.&#8221;  The plan submitted to the federal government is supposed to increase the number of people in Texas with health coverage (lower the uninsured) but [...]]]></description>
			<content:encoded><![CDATA[<p>In an attempt to reduce the reliance on expensive, hospital-based care to make primary and preventive care affordable for the working poor, Texas is creating a new state-administered &#8220;Health Opportunity Pool.&#8221;  The plan submitted to the federal government is supposed to increase the number of people in Texas with health coverage (lower the uninsured) but benefits would be less than what Medicaid currently offers.</p>
<p>The most interesting part of the whole plan is who is offering the coverage&#8230; private Texas health insurance companies.  As a result, safety-net hospitals like Parkland Memorial Hospital in Dallas are wary of the effect of shifting money into the pockets of health insurance companies.</p>
<blockquote><p>If you take the money away from the large safety-net hospitals &#8230; and put it into insurance companies, they may dissipate the patients everywhere.</p></blockquote>
<p><a href="http://www.dallasnews.com/sharedcontent/dws/news/texassouthwest/stories/DN-medicaid_06tex.ART.State.Edition1.370324a.html">said Ron Anderson, Parkland&#8217;s president and chief executive officer.</a></p>
<p>If the federal government approves the plan, the working poor who are 19 years or older can apply for subsidized coverage through the &#8220;Health Opportunity Pool&#8221; starting next fall.  Last spring, lawmakers approved an extra $150 million of state money to increase reimbursements for hospitals that treat Medicaid patients.  The federal government will match that increase with $246 million of federal funds.</p>
<p>The restrictions on Medicaid in Texas are so strict right now that a working parent with two children making more than $308/month would not qualify.  I guess the state of Texas expects them to take the $309/month they do make and put 60% of it towards a health insurance premium.</p>
<p>Under the new Health Opportunity Pool, a working parent of two could earn up to $2,862/month and still be eligible for subsidized health insurance coverage through private insurers.  Applicants will be helped on a first come first served basis until funds run out.</p>
<h6>Do You Want to Help the Poor? Go To A Strip Club!!</h6>
<p><a href="http://loseaneye.blogspot.com/2007/05/theatre-of-absurd-part-ii.html">A new Texas state tax of $5 per customer</a> will go toward a new state sex assault prevention fund.  Over the next two years, the fee is expected to raise $87 million, $25 million of that will go to the sex assault prevention fund and the rest will go to the Texas Health Opportunity Pool.</p>
<blockquote><p>I had to make a decision to find a revenue source for issues important to me.  It won&#8217;t impact business and will serve a good cause.</p></blockquote>
<p><font style="background-color: #fafafa">said Senator Royce West, (D)Dallas, who sponsored the bill in the senate.</font></p>
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		</item>
		<item>
		<title>TexInsurance.org Has Changed</title>
		<link>http://www.texinsurance.org/2007/12/28/texinsuranceorg-has-changed/</link>
		<comments>http://www.texinsurance.org/2007/12/28/texinsuranceorg-has-changed/#comments</comments>
		<pubDate>Fri, 28 Dec 2007 23:27:36 +0000</pubDate>
		<dc:creator>Jay</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.texinsurance.org/2007/12/28/texinsuranceorg-has-changed/</guid>
		<description><![CDATA[As 2008 approaches, we&#8217;re changing the structure of texinsurance.org to a &#8220;blog&#8221; setup.  This is mainly due to the rapidly changing health insurance industry in Texas.  Because the site will be structured as a blog, it will now be more interactive.  This will allow our clients and all texinsurance.org visitors to leave questions and comments [...]]]></description>
			<content:encoded><![CDATA[<p>As 2008 approaches, we&#8217;re changing the structure of texinsurance.org to a &#8220;blog&#8221; setup.  This is mainly due to the rapidly changing health insurance industry in Texas.  Because the site will be structured as a blog, it will now be more interactive.  This will allow our clients and all texinsurance.org visitors to leave questions and comments about the information presented on the site.  Feel free give your opinion about the insurance products, legislative issues, and Texas insurance news in general.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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